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FOUNDER AND EDITOR-IN-CHIEF Afif Ben Yedder Directeur de la publication (benyedder@icpublications.com) GROUP PUBLISHER Omar Ben Yedder (o.benyedder@icpublications.com) EDITOR EMERITUS Anver Versi DEPUTY EDITOR James Wan ASSISTANT EDITOR Alexa Dalby ART DIRECTOR Jason Venkatasamy EDITORIAL CONSULTANT Christian Udechukwu EDITORIAL ASSISTANT Carole Lambert CORRESPONDENT-AT-LARGE Stephen Williams GENERAL MANAGER Leila Ben Hassen (l.benhassen@icpublications.com) VP DEVELOPMENT Saliba Manneh (s.manneh@icpublications.com) ADVERTISING advertising@icpublications.com SPECIAL PROJECT MANAGER Darren Moore ADVERTISING SALES DIRECTORS Medrine Chitty, Elisée Marie, Nick Rosefield DISTRIBUTION icpubs@icpublications.com PRODUCTION MANAGER Richard Briggs PRINTERS Headley Brothers Ltd, The Invicta Press, Queens Road, Ashford, Kent, TN24 8HH SUBSCRIPTIONS Abacus e-Media Chancery Exchange, 10 Furnival Street London, EC4A 1YH Telephone: +44 20 8950 9117 Fax: +44 20 8421 8155 icpublications@alliance-media.co.uk www.africanbusinessmagazine. com/main-articles/subs All pictures AFP unless indicated. Registered with the British Library. ISSN 1757-1413 ©2013 IC Publications Ltd N° DE COMMISSION PARITAIRE 0115 T 90333 Dépôt légal Août 2015

Cover Story 17 Mobile Banking

04 African Banker’s World

Round-up of the last quarter in Africa’s banking industry

14 New Appointments

Who has moved where Cover Story 17 Mobile Banking The (r)evolution of mobile money 22 M-payment solutions come to Nigeria

25 Debt Mozambique’s mega-deal turns fishy

29 Banking Controversy as government sells off Malawi Savings Bank

Finance 32 Building a highway with your pensions 34 Egypt approves sovereign wealth fund to ease economic woes

36 Development Doing business at the African Development

Bank In Conversation 38 Ecobank’s Emmanuel Ikazoboh, a man who’s good in a crisis

41 Building a reputation in West Africa

42 Markets Following in the footsteps of

Nigeria’s dual-listed Seplat 44 Zimbabwe’s goes automatic 46 Kenya: To tax or not to tax? 48 Profile AfDB’s Akinwumi Adesina,

the new man at the helm

50 Legal China-Africa:

Laying down the law

53 Expert Viewpoints Platform investments –

more than the sum of their parts 56 How to avoid investment pitfalls 58 Africa should take the lead in risk management 60 Human rights and crisis management

63 Culture Literature: “I do like to haunt people” 65 AfricanBanker’s recommendations for holiday reading

66 Endnote Culture is a Trojan Horse

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