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W ELCOME

YOU DON’T NEED huge sums of money to get investing. Whether you have £50 a month to spare or have a windfall to invest, there’s no time like the present to get your money working harder.

But where to start? On pages 9-12, we’ve put together four different investment scenarios and asked experts how they would invest the cash. Meanwhile in this month’s fund briefing (pages 52-53) Rob Griffin looks at tracker funds and how they can help cut the cost of investing.

Our April issue is jam-packed with ways to save money, including ways to get free days out worth over £800 (pages 47-49). My favourite is Sue Hayward’s tip about the secret gate to the gardens at Blenheim Palace – find it and you don’t have to pay the entry fee.

House raffles were once hailed as a chance to win the life of a Lord of the Manor for the price of a £5 ticket. But how many houses have been won and when houses aren’t won where does the money go? Read our investigation (pages 36-39).

For an easier route to splendour, see our feature on 10 cheap ways to give your home the wow factor (pages 60-62). With the new tax year on April 6 comes a raft of changes that could affect your finances – including a rise in the tax-free allowance. Read reporter Stephen Little’s guide on pages 44-46 to find out more.

Stephen Little’s guide on pages 44-46 to find out more.

Stephen has also looked into the issue of bank closures and what happens when the last bank in town shuts down (pages 71-73). Meanwhile on the other side of the coin, deputy editor Edmund Greaves looks at the best banking apps and what they offer

Stephen has also looked into the issue of bank closures and what happens when the last bank in town shuts down (pages 71-73). Meanwhile on the other side of the coin, deputy editor Edmund Greaves looks at the best banking apps and what they offer (pages 68-70).

This month, we have two great competitions for you – a break in a country house hotel for two on page 26 and the chance to win £3,000 to

This month, we have two great competitions for you – a break in a country house hotel for two on page 26 and the chance to win £3,000 to put in an investment trust (page 39).

we’d love your

Finally, at Moneywise we’d love your help. We’re looking for the best teachers who explain money and personal finance to children. Do you know one? Please get in touch (see details on page 14).

help. We’re looking for the best teachers who explain money and personal finance to children. Do you know one? Please get in

Get in touch t: @edgreav Deputy Editor t: @Hannah_Nemeth Chief Sub-editor and

Property Editor t: @rachellacey77

Special Projects

Editor t: @SteveLittle147

Staff Writer t: @FinanceJim Web Content

Manager

Twitter: @rachel_spike Email: editor@moneywise.co.uk

Post: The editor, Moneywise, 8 Devonshire Square, Office 03W112,

London EC2M 4PL

HOW INVESTMENT TRUSTS WORK Our investment trust supplement is a 24-page guide to how they work, what they offer investors and the best trusts out there. We explain the basics in our three-page feature

(pages 3-7), and how they beat inflation (pages 17-19). Meanwhile, on pages 8-15 you can read about the winners and runners-up in our Investment Trust Awards 2019.

moneywise APRIL 2019

EDITOR Rachel Rickard Straus

DEPUTY EDITOR Edmund Greaves SPECIAL PROJECTS EDITOR Rachel Lacey

STAFF WRITER Stephen Little CONTRIBUTORS Sam Barrett, Jasmine Birtles, Kyle Caldwell, Lily Canter, Rob Griffin, Sue Hayward, Ruth Jackson, Darius McDermott, Jeff Prestridge, Simon Read, Ceri Stanaway, Holly Thomas, Jo Thornhill

ART DIRECTOR Mark Stammers

CHIEF SUB-EDITOR/PROPERTY

EDITOR Hannah Nemeth

WEB CONTENT MANAGER/WRITER James Poulter

ADVERTISING MANAGER Chris Sorrell

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APRIL 2019 | MONEYWISE.CO.UK 5

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